[help death]
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Death occurs when you go below 0 hit points. When this
happens you leave your body and become a ghost. You must then
go back to the church and type, 'pray' to return to a solid
form. Your possessions will remain on your corpse until picked
up by yourself or another player. Unfortunately death has a
few drawbacks. First, you will lose 1/4 of your experience,
which may cause you to drop in level. Secondly, you will lose
one random attribute stat.
 
There currently is a level loss cap in place. Level 19 and below
is 2 levels of exp or 25% whichever is less. Above level 19 is 3
levels or 25% whichever is less.